Mission Statement THE PRIORITY FILING DEADLINE FOR ACADEMIC YEAR 2014-2015: MARCH 15, 2014 
FEDERAL SCHOOL CODE: 002629

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Applications

for 2014 - 2015

PLUS Loans

become available

July 1, 2014
 

Federal Direct PLUS loans are non-need based loans for the parents of enrolled, dependent students. Under this program, parents can borrow up to the total cost of education minus their student’s expected financial aid. Repayment begins 60 days after the loan is fully disbursed. Deferment options are available.

The PLUS loan application process is located at Studentloans.gov, a federal website where:
  • Parents of Undergraduate students and Graduate students complete a PLUS application
  • Endorsers co-sign for PLUS
  • Borrowers can appeal credit check decisions during the application process
  • Borrowers complete the Master Promissory Note (MPN)
At this site, you can apply and receive a credit decision for your PLUS application. Rutgers will certify the actual loan amount once your financial aid package has been constructed. For most, this occurs in late June. When your PLUS award has been posted to your financial aid account, you will receive an email notification from our office to view your revised Financial Aid Award Letter.
  Summary Information
  How much should you borrow?
  PLUS Repayment Information
  Loan Repayment Estimator

Academic Year 2014-2015

The PLUS loan application will be available starting from July 1, 2014.

Actual tuition and fee amounts are determined in mid-July 2014, for the 2014-2015 academic year. Therefore, we recommend that you request the maximum amount, up to the school’s cost of attendance. PLUS loans can be easily reduced through a written statement from the borrower if you decide later to decrease the requested amount. If you or your parents wish to increase the amount of your 2014-2015 PLUS loan, please go to studentloans.gov.

Academic Year 2013-2014

The PLUS loan application will be available starting from July 1, 2013.

Actual tuition and fee amounts are determined in mid-July 2013, for the 2013-2014 academic year. Therefore, we recommend that you request the maximum amount, up to the school’s cost of attendance. PLUS loans can be easily reduced through a written statement from the borrower if you decide later to decrease the requested amount. If you or your parents wish to increase the amount of your 2013-2014 PLUS loan, please go to studentloans.gov.

How to Apply for PLUS

At StudentLoans.gov, click
Enter your Social Security Number, first two letters of your last name, date of birth and your federal PIN.
Go to 'Start PLUS Loan Application Process'.
Select the loan type. Follow directions to complete the four step process.

NOTE: New PLUS borrowers will be required to complete a PLUS MPN with their application.

For more information: PLUS for parents or PLUS for graduate students.

Applications for PLUS loans are available @ StudentLoans.gov