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Federal Grants and New Jersey State Grants and Scholarships
Grants are awarded based solely on financial need. Unlike loans, grants do not have to be repaid.

Federal Pell Grant:

Pell Grants are the foundation of federal student aid, to which aid from other federal and non-federal sources might be added. Pell Grants are generally awarded only to undergraduate students - those who haven't earned a bachelor's or graduate degree. In some limited cases, however, you might receive a Pell Grant if you're enrolled in a post-baccalaureate teacher certificate program.

How do I qualify?
To determine if you are eligible, the U.S. Department of Education uses a standard eligibility formula, established by Congress, to evaluate the information you report when you apply (see "Applying for Financial Aid"). The formula produces an Expected Family Contribution (EFC) amount. Your Student Aid Report (SAR) contains this amount and will tell you if you're eligible.

How much money can I get?
Awards for the 2011-2012 funding year (July 1, 2011 to June 30, 2012) range from $555.00 to a maximum of $5550.00 per year.

Federal Supplemental Educational Opportunity Grant (FSEOG):

A Federal Supplemental Educational Opportunity Grant (FSEOG) is for undergraduates with exceptional financial need; that is, students with the lowest expected family contribution (EFC). Priority is given to students who receive Federal Pell Grants. An FSEOG does not have to be paid back.

How much can I get?
You can receive between $ 100 and $ 2,000 a year, depending upon your level of need, and the availability of funds.

New Jersey Tuition Aid Grant (TAG):

Tuition Aid Grants are awarded to full-time undergraduate students who have been legal residents of New Jersey for at least 12 consecutive months before enrolling in a New Jersey institution. Students who have received a baccalaureate degree do not qualify.

The award amounts for the 2011-2012 award year range from $ 1,804 to a maximum of $ 9,784 based upon the student's need, the cost to attend the college, and the funds available for distribution. The Free Application for Federal Student Aid (FAFSA) or the "Renewal Application" is required to apply for this grant. This is a state financial aid program that is administered by the New Jersey Higher Education Student Assistance Authority.

New Jersey Educational Opportunity Grant:

The New Jersey Educational Opportunity Fund Grant is awarded to both undergraduate and graduate students from educationally disadvantaged backgrounds with demonstrated financial need. To participate in this program, students must be legal residents of New Jersey for at least 12 consecutive months prior to enrollment. Applicants must be full-time matriculated students in a New Jersey college or university.

Undergraduate grants range from $ 1,150 to $ 1,400 per year and graduate grants up to $ 2,850 per year depending on college costs and financial need. Grants are renewable annually based upon satisfactory academic progress and continued financial eligibility. The Free Application for Federal Student Aid (FAFSA) or the "Renewal Application" is required to apply for this grant.

For more information about the EOF Program, contact the Undergraduate or Graduate Office of Admissions or EOF Office of the college you plan to attend at Rutgers University. The Educational Opportunity Fund (EOF) is a state-sponsored program. For more information, visit the website for the New Jersey Commission on Higher Education.