The decision about whether to drop a course is an academic issue. However, it is your responsibility to understand the
financial implications of such a decision.
Financial aid eligibility is determined each semester – in part – by your enrollment status: fulltime, three-quarter
time, halftime, or less than halftime. Check with the Office of the Registrar or your academic unit for your College’s
enrollment definitions, as they may differ from other Colleges.
Upon being awarded Federal, State, and University aid, students are advised of the enrollment assumptions made by the
Office of Financial Aid at the time of packaging. (Most initial awards assume fulltime enrollment.) It is your
responsibility to notify us of your anticipated or actual enrollment for the semester(s) in which you were awarded.
We will then make any necessary adjustments to your aid package.
Dropping Course(s) During Add/Drop Period
Before confirming your attendance (i.e., submitting your Term Bill) each semester, verify that your financial aid
enrollment assumptions are consistent with your registered credits for that term. Should you subsequently drop a course(s)
and your enrollment status changes, we will adjust your aid accordingly – even if the funds have already been credited to
your student account. Consequently, you would be responsible for any balance on your account, and you may need to return
any refund(s) issued to you.
Note: retroactive course drop(s) approved by your Dean have the same effect on financial aid eligibility as doing so
during Add/Drop Period.
Withdrawing from Course(s) after Add/Drop Period
Unlike dropping a course during the University’s published deadlines, withdrawing from one course counts as an attempt
for that course, and a “W” will appear on your academic transcript. Additionally, repeated withdrawals can affect your
aid eligibility in future academic years. For information on academic progress,
If you withdraw from a course(s) with a “W” grade but are still enrolled for at least one course, neither your tuition
fees nor your financial aid will be adjusted. Final semester charges and awards are based on your enrollment status
as of the end of your Add/Drop Period.
If, however, you withdraw from all of your courses in one semester, then adjustments to your direct charges and
financial aid credits may be necessary, depending on your date of withdrawal. For information on the consequences of
full withdrawal, click here.
Enrollment Requirements for Aid Programs
- Federal Pell Grant: prorated for less than fulltime enrollment
- Federal Direct Loans (Stafford, PLUS, and Graduate PLUS): at least halftime
- Federal Perkins Loan: at least halftime
- Federal Work-Study, FSEOG: at least halftime
- NJ Tuition Aid Grant and other State Aid: fulltime
- Rutgers Assistance Grant: fulltime, with some exceptions
- Rutgers Merit Scholarships: fulltime, with some exceptions
- Private Loans: varies
Federal Student Loan Borrowers
If you received a Federal Direct or Perkins Loan and drop below half-time (or withdraw from all of your courses), you will enter you GRACE PERIOD as defined on your promissory note(s). Contact the appropriate lender or loan servicer for your repayment responsibilities.
Direct Loan (Stafford or PLUS)
Direct Loan Servicing Center
Perkins or University Loans
(Non-Rutgers Perkins Loan borrowers should contact the institution from which the loan was received.)
Federal Family Education Loan (FFEL) borrowers should use the
National Student Loan Data System (NSLDS) to obtain lender’s contact information